Insurance

Insurance & Payment Options

Cardinal Care Center works with a wide range of insurance providers to make mental health services accessible throughout Northwest Arkansas. Each of our therapists accepts different insurance plans, so coverage options vary by provider.

Don't See Your Insurance Listed?

If you don't have insurance or your insurance company isn't listed below, we offer additional payment options. Contact our front desk at frontdesk@cardinalcarecenterar.com or call us to discuss:

  • Self-pay rates and sliding scale fees
  • Payment plans
  • Out-of-network benefits verification
  • Superbills for insurance reimbursement
Understanding Your Coverage

Our administrative staff will help estimate your out-of-pocket cost per session based on your insurance benefits. However, insurance coverage can vary significantly by plan. We recommend contacting your insurance provider directly to verify:

  • Mental health and counseling benefits
  • Copay or coinsurance amounts
  • Deductible status
  • Number of covered therapy sessions per year
  • Whether prior authorization is required
  • Telehealth coverage

Please note: While we provide insurance estimates as a courtesy, you are ultimately responsible for understanding your coverage and any costs associated with your care.

Insurance Plans Accepted

Our therapists and counselors in Northwest Arkansas accept most major insurance providers, making quality mental health care accessible to more families. The following insurance companies are commonly accepted by providers in our office:

  • Aetna
  • Ambetter
  • Blue Cross Blue Shield (BCBS)
  • Medicare
  • QualChoice
  • TRICARE
  • UnitedHealthcare (UHC)
  • United Medical Resources (UMR)

Important: Insurance acceptance varies by provider. Each provider’s bio includes the insurances they accept to help you find the best match for your needs.

Insurance Plans Not Currently Accepted

At this time, providers at Cardinal Care Center are not credentialed with:

  • Arkansas Medicaid
  • ARKids (Arkansas's children's health insurance program)

If you have Medicaid or ARKids coverage, we encourage you to contact us to discuss self-pay options or to receive referrals to providers who accept these plans.

Don't See Your insurance Listed?

If you don't have insurance or your insurance company isn't listed below, we offer additional payment options. Contact our front desk at frontdesk@cardinalcarecenterar.com or call us to discuss.

 

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